香港有不同的債務重組公司，每間公司所提供的服務內容以至收費均有不同。欠債人亦先了解不同公司的計劃，以作出最後決定。

免責聲明：本專頁刊載的所有投資分析技巧，只可作參考用途。市場瞬息萬變，讀者在作出投資決定前理應審慎，並主動掌握市場最新狀況。若不幸招致任何損失，概與本刊及相關作者無關。而本集團旗下網站或社交平台的網誌內容及觀點，僅屬筆者個人意見，與新傳媒立場無關。本集團旗下網站對因上述人士張貼之資訊內容所帶來之損失或損害概不負責。

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IVA repayments are managed by an insolvency practitioner (usually a certified attorney or accountant). IVAs are only obtainable in England, Wales and Northern Ireland. Scotland gives a similar financial debt administration Answer referred to as a ‘secured trust deed�?

服務費當中包括為客戶擬定新的還款書、與不同或最大債權人協商、一切的文書準備及跟進工作。

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Your IVA might be authorized within the Assembly of creditors if you comply with the modifications. Do the people I owe should agree to the IVA?

In almost any situation, all solutions must be explored fully and good treatment ought to be taken ahead of selecting on a training course of action to acquire due to the inflexible nature of the IVA and the implications This could have.

It is possible to pay off your credit card debt: Your financial debt will be cleared in entire after your IVA phrase comes to an conclusion, even though the personal debt has not been paid out in comprehensive.

However, For those who have a transform of instances that means your revenue lowers, your payments in the arrangement could go down, to help you still pay for to pay your normal outgoings. Therefore, you might generate-off extra personal 債務舒緩債務重組分別 debt than first thought.

A whole listing of put in and instructed drivers is going to be shown for every product. Two courses will likely be stated within just Each individual portion the ‘Proposed�?and ‘Present-day driver�?

Credit score problems: Your credit rating score will likely be broken appreciably by 債務舒緩成功率 an IVA, that may enable it to be very tricky to get out a house loan, financial loan or bank card. IVAs continue to 債務重組收費 be on your credit history file for 6 decades.

當欠債人向法庭入紙申請臨時命令時，他須向法庭支付一筆一次性的費用。收費按欠債金額而定，計算如下：

You'll be able to only incorporate a secured bank loan or house loan within an IVA your lender agrees - they don’t typically agree.